FHA Loan
Government-backed loans with lower down payments and flexible credit requirements, ideal for first-time home buyers.
About FHA Loan
When it comes to FHA loans—or Federal Housing Administration loans—Viewpoint Lending helps first-time home buyers navigate the process with ease and confidence. From consultation to the moment you receive the keys on your new house, Viewpoint Lending will be there to take care of your needs.
Key Features
Down payments as low as 3.5%
Flexible credit score requirements
Lower interest rates
Seller can contribute up to 6% toward closing costs
Available for 1-4 unit properties
Assumable mortgage option
Who's Eligible?
Credit score as low as 580 with 3.5% down
Credit score 500-579 with 10% down
Steady employment history (2 years)
Property must be primary residence
Frequently Asked Questions
Ready to Get Started?
Contact Viewpoint Lending today to find out if a FHA Loan is right for you.