Conventional Loan
Traditional mortgage financing with competitive rates for qualified buyers looking to purchase or refinance their home.
About Conventional Loan
Viewpoint Lending provides conventional loan rates to clients throughout the United States looking to buy their dream home or refinance their existing home. Conventional loans are not insured by the federal government, which often means better rates for borrowers with good credit and stable income.
Key Features
Competitive interest rates
Down payments as low as 3%
No upfront mortgage insurance premium
Available for primary, secondary, and investment properties
Fixed and adjustable rate options
Rate Match Comparison available
Who's Eligible?
Credit score typically 620 or higher
Stable employment and income history
Debt-to-income ratio within guidelines
Down payment of 3-20%
Frequently Asked Questions
Ready to Get Started?
Contact Viewpoint Lending today to find out if a Conventional Loan is right for you.